Three Pillars of Independence

"Early to bed and Early to rise, makes a man Healthy Wealthy and Wise." --Benjamin Franklin


When we look after our physical health, we tend to feel better mentally and spiritually as well. We feel a stronger ability to be productive in life. We are able to enjoy our successes and better able to cope with the bad.

"Then shall thy light break forth as the morning, and thine health shall spring forth speedily: and thy righteousness shall go before thee; the glory of the Lord shall be thy rearward."
Isaiah 58:8


Wealth is not confined to money and finances. It is having family, friends and needed resources.

"Every man also to whom God hath given riches and wealth, and hath given him power to eat thereof, and to take his portion, and to rejoice in his labour; this is the gift of God."
Ecclesiastes 5:19


Wisdom is the ability to use your knowledge to make good decisions in your life to help yourself and those around you. It is acquired through experience, education, and reflection. It confers a sense of balance and calm.

"The fear of the Lord is the beginning of wisdom: and the knowledge of the holy is understanding."
Proverbs 9:10

“If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability. –Henry Ford